Everything You Need to Know About Car Accident Compensation


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Car Accident Compensation

Have you suffered injuries in a traffic accident due to someone else’s negligence? You could be eligible for compensation to cover your losses. However, securing the compensation you deserve is not always easy.

You may have to deal with an insurance company that is only concerned with minimizing its losses to the maximum. Additionally, you might encounter challenges in establishing liability, calculating damages, and meeting deadlines.

Recoverable damages in car accident claims include medical bills, lost wages, pain and suffering, property damage, and others.

The amount of compensation you can seek depends on several factors. These include:

  • The severity of your car accident injuries

  • The extent of your physical and emotional damages

  • Your percentage of fault in cases of shared liability

  • Whether the at-fault driver’s acted maliciously

To maximize your car accident claim, consider consulting an experienced car accident attorney by your side. Car accident attorneys at the Dressie Law Firm have a reputation for maximizing personal injury claims

    Types of Damages and Losses Eligible for Compensation

    There are three types of car accident damages that you can seek compensation for, economic, non-economic, and punitive.

    Economic Damages

    These are awarded to reimburse you for your financial losses and the expenses that you incurred. These include costs that you can prove with receipts or invoices, such as:

    • Medical bills
    • Car repairs
    • Lost wages

    Economic damages are based on the fair market value of your losses at the time of the accident.

    Non-Economic Damages

    Non-economic damages include the intangible and emotional injuries you suffered from the car accident, such as:

    • Pain and suffering
    • Emotional damages
    • Loss of enjoyment of life
    • Loss of consortium

    These damages are harder to quantify than economic damages, as they do not have a fixed value or price. Non-economic damages are usually calculated based on factors like the nature and extent of your injuries.

    Punitive Damages

    Punitive damages are awarded to punish the at-fault party for their reckless or malicious conduct. They are only awarded in cases where the other driver was extremely negligent or intentional in causing harm to you. Examples of gross negligence include drunk driving, speeding, or texting while driving.

    Do you want to recover fair compensation for your car accident damages? You can file a car accident claim with the at-fault driver’s insurance company. However, dealing with insurance adjusters can be challenging and stressful. They may try to minimize your settlement offer or deny your claim.

    A personal injury attorney deals with insurance companies and adjusters on a daily basis and knows how to properly handle them.

    The Car Accident Claims Process in Georgia

    Bringing a personal injury claim involves several steps. Each personal injury case is unique, but the following are the key steps of the car accident claims process:

    Seek Immediate Medical Attention

    After a car accident, it’s crucial to seek medical attention promptly. Even if you believe your injuries are minor, seeing a doctor after a car accident is essential. Failing to do so can potentially harm your case. Keep records of all medical bills and records, as these will be crucial for your claim.

    Consult an Experienced Attorney

    Hiring the right personal injury lawyer can help you secure a favorable outcome. In Georgia, there are local and statewide rules you need to navigate. You need a skilled attorney who understands the laws and has substantial experience.

    Document Everything

    Consider keeping a detailed post-accident journal to document:

    • The accident details and any interactions with the involved drivers
    • Medical treatments
    • Medication regimen
    • Expenses
    • Doctors’ appointments

    Draft a Demand Letter

    Your attorney will likely draft a demand letter to send to the at-fault driver’s insurance company. This letter outlines the following:

    • Accident’s details
    • Medical expenses
    • Lost wages
    • Receipts
    • Expenses
    • Your compensation demand

    Most demand letters include a response deadline, usually around 30 days.

    File Your Claim

    Georgia follows a fault-based system for car accidents, so car accident victims must file their claims against the liability insurance coverage of the at-fault driver. Insurance companies investigate accident claims and determine whether or not you are eligible for compensation. Your lawyer will file your demand letter along with the supporting documents with the at-fault driver’s insurance company.

    Negotiate for a Settlement

    Once the insurance company conducts its investigation, it accepts or denies your claim or makes a counteroffer. If the latter is the case, your lawyer will negotiate a fair settlement. While most cases are settled amicably, some may require an alternative dispute resolution method or litigation.

    Consider a Trial

    If settlement negotiations fail, your attorney can file a lawsuit with the appropriate court. Both parties will engage in the discovery phase, presenting evidence and witnesses. Eventually, a trial date will be set, and the case will be heard before a judge or jury. It’s the jury’s responsibility to determine liability and award appropriate compensation.

    Recover Fair Car Accident Compensation with the Dressie Law Firm

    Our attorneys at the Dressie Law Firm have experience handling the hardest injuries to prove in a personal injury case. We can handle your case from start to finish and work to recover maximum compensation for you.

    Here are a few ways in which we can help you:

    • Communicating with the at-fault driver’s insurer: We handle all communications and negotiations with the other driver’s insurance company for the most favorable outcomes.

    • Gathering crucial evidence: We investigate your car accident case and gather evidence to establish fault for the accident.

    • Coordinating with healthcare providers: We communicate with your healthcare providers to obtain any necessary medical information.

    • Litigating your claim: We take your car insurance claim to court to ensure the at-fault driver’s insurer pays you the compensation amount you deserve.

    • Negotiating with lien holders: Our attorneys will negotiate to potentially reduce the amount of liens on the compensation you recover.

    Contact us to schedule your free consultation with an experienced accident attorney in Atlanta, GA

    The Dressie Law Firm Can Help You

    If you or a loved one is a victim of a reckless or negligent driver, we want you to know that the law is on your side and so is the Dressie Law Firm.

    Contact us today to schedule your free consultation!