Consider keeping a detailed post-accident journal to document:
- The accident details and any interactions with the involved drivers
- Medical treatments
- Medication regimen
- Doctors’ appointments
Draft a Demand Letter
Your attorney will likely draft a demand letter to send to the at-fault driver’s insurance company. This letter outlines the following:
- Accident’s details
- Medical expenses
- Lost wages
- Your compensation demand
Most demand letters include a response deadline, usually around 30 days.
File Your Claim
Georgia follows a fault-based system for car accidents, so car accident victims must file their claims against the liability insurance coverage of the at-fault driver. Insurance companies investigate accident claims and determine whether or not you are eligible for compensation. Your lawyer will file your demand letter along with the supporting documents with the at-fault driver’s insurance company.
Negotiate for a Settlement
Once the insurance company conducts its investigation, it accepts or denies your claim or makes a counteroffer. If the latter is the case, your lawyer will negotiate a fair settlement. While most cases are settled amicably, some may require an alternative dispute resolution method or litigation.
Consider a Trial
If settlement negotiations fail, your attorney can file a lawsuit with the appropriate court. Both parties will engage in the discovery phase, presenting evidence and witnesses. Eventually, a trial date will be set, and the case will be heard before a judge or jury. It’s the jury’s responsibility to determine liability and award appropriate compensation.
The Dressie Law Firm Can Help You
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